Bizpay Direct
 
Overview
Highligted Features
Choosing an Appropriate Model
Pricing
 
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Direct Deposit and Payment On-Demand Solution  
"On-Demand" means exactly that - When you demand access to your direct deposit system for creating payment transactions or uploading ACH files for processing or simply accessing data or generating reports, you have it. Launch your Web browser and login to your secured site 24/7 and have complete access. That’s right, our BizPay Direct™ direct deposit and payment on-demand solution provides you with access to an easy-to-use, comprehensive cash management and electronic payment solution.
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Highlighted Features
BizPay Direct™ provides the ability to process payment transactions either by uploading a standard ACH payment file or by creating ACH payment files online within the BizPay solution. Access to the BizPay Direct™ solution is safe, secure and utilizes the latest protection methods to prevent unauthorized access from unwanted visitors.
 
Methods of Input
BizPay Direct™ provides employers with a convenient way to process their ACH payment transactions. These payments are handled using an automated process that allows the employers to directly upload ACH files and relevant data or to provide information to allow BizPay Direct™ to automatically create payment transactions, both recurring and non-recurring.
 
TRUE Private Label Function for Partners
BizPay Direct™ provides a true Private Label function that allows you to market direct deposit and direct payment solutions to "direct end users" (businesses of all sizes) as well as to Partners (such as CPA and Accounting firms) who will in-turn market these services to end clients. Partners benefit from our Private Label Partner functionality "branding" or private labeling the BizPay Direct™ payment solutions.
 
Console - Portal Management
Employers, Employees and Partners manage their activities and transactions through comprehensive unique console/portal interfaces.
 

Console/Portal functions include:

 
  • Custom Branding (Private Labeling - Partner)
  • Transactions - Employer File Uploads / ACH Record Generation
  • User Management
  • Generate and Download Reports (several formats available)
  • Generate and Track Helpdesk Requests
  • Send/Receive Global Notifications and Emails
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    Employee and Customer Self-Service
    Employees and Customers of all types including Donors associated with a Non-profit organization are able to logon the BizPay Direct™ and access certain information and reports via their own Console.
     
    Security
    As a web-native solution, BizPay Direct™ has been designed to be secure from all possible standpoints. Our multi-pronged strategy for handling security ensures that system access is limited to authorized personnel, during authorized times. A comprehensive audit trail providing forensic detail of any specific transaction or user is maintained. (Contact us for more information relative to the extensive security features included in the solution).
     
    Reporting
    BizPay Direct™ provides a wealth of information to its users as well as keep them informed throughout the payment process from start to finish through a comprehensive business intelligence engine. Extensive drill-down capability, combined with routine filtering, sorting and modifying query criteria will provide every user group with a very vibrant business intelligence system.
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    Choosing a Model that Best Fits Your Needs
    At Empay Systems, we understand that your company is distinct and has unique requirements. Our flexible technology platform allows us to offer the BizPay Direct™ direct deposit and payment solution a number of ways.
     
    License Model
    Some companies wish to "own" a license to the BizPay Direct™ solution and to manage and support the software at its discretion. There are certainly some benefits to this type of structure including the ability of the Licensee to now put itself in the "shoes" of the Service Bureau payment processor. In doing so, the Licensee can now actively market the BizPay Direct™ solution and services to not only end customers but also to "partners" that already have established customer bases.

    Choosing the license model, the licensee essentially becomes the provider of an "on-demand" payment solution, as compared to a User of an "on-demand" payment solution.
     
    On-Demand ASP Model
    Subscribing to the BizPay Direct™ Solution through our On-Demand ASP Model provides a number of benefits to the end-user. Many companies prefer a solution they can "tap" when they want or need it and don't want anything to do with up-front licensing fees or software support issues. With an "On-Demand service like this, companies are able to free up their internal staff to focus on running their business. Similar to renting an apartment for a period of time, the On-Demand ASP Model allows companies reap the benefits of sophisticated solutions and software they might not have the resources to invest in at the time.

    For these companies, we offer a functionality-rich direct deposit and payment solution that is available on a per-transaction-per-month basis. Empay Systems is responsible for all hardware and software, including periodic upgrades, maintenance and support. This model gives you "most" of the functionality and all the flexibility and control you get with Empay's License model.

    Comparison Matrix: License Model vs. On-Demand ASP Model
    Category/Item License Model On-Demand ASP Model
    Software and Systems Admin
    Installation of Software Yes Not Required
    Maintenance of software and systems environment Yes Not Required
    Application Functionality
    Core ACH Direct Deposit and Payment processing for all size businesses (Extensive list of features-please call for details) Included Included
    24/7 Access Included Included
    Console Portal interface for managing all tasks Included Included
    Integrated Reporting for all users Included Included
    Ability to market solution / services to 3rd party service providers on a "Private Label" basis Included No
    Client Support Services
    Single point of contact for all client service matters Included Included
    Integrated Help Desk Function including "Case" tracking and resolution Included Included
    Financial
    Up-Front License Fee or other cost Yes None
    Periodic Maintenance and Support Costs Yes None
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    Pricing
    BizPay Direct™ is priced very differently from traditional software products. As an On-Demand "Software as a Service" Application delivered over the Internet, customers essentially subscribe on a monthly basis for use of the service and pay a small transaction fee for each payment transmitted.

    BizPay Direct™ requires no hardware or software to install and absolutely no IT or programming support in order use BizPay Direct™. Our monthly subscription amounts and transaction fees are as follows:

      Direct Deposit (DODS) Direct Payment (PODS)
    Monthly Subscription $25.00 $65.00
    Per Transaction Amount  $0.25 $0.20
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    Partner Console Example
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    Create Payment Transactions
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    Upload ACH File
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    Transaction History Report
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